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Getting pre-qualified helps you determine how much home you can afford, based on specific financial information you share with your lender.  The lender does not verify this information, and consequently there is no guarantee you will qualify for the loan amount. 

Pre-Approval, however, requires that the lender verify your financial information and does serve as a commitment from the lender for a specified loan amount based on that verified information. This gives you significant buying power with a seller who recognizes that you are already approved for a loan.  Pre-approval also gives you peace of mind as you shop for a home, knowing that you will qualify for the proper mortgage amount. 

For more financing information or to schedule an appointment with one of my mortgage partners. Click on any of the following:
 

"My reputation has been built on providing outstanding service to my customers."	DEANNA RILEY Senior Mortgage Consultant   •  704-543-5883 (office)   •  704-756-9442  (cell) Deanna.Riley@allentate.com www.tatemortgage.com/driley
"I'm established with a team that has over 25 years experience.  We have the ability to shop your loan with over 80 different banks and lenders to obtain the best rates for you."	RICK WENTZELL, LLO Capital Conversions Corp   •  803-548-9595 (office)   •  704-281-7229  (cell) rick@capconcorp.net